The Smart Choice
For Better Credit

Credit Repair | ​Business Credit | Student Loan Assistance
Credit Repair
Business Credit
Student Loan Assistance

We help remove 12 or more of the most common errors or negative accounts from your credit reports by disputing them with the major credit bureaus.

All transactions are secured & encrypted.
We average reviews from real people
We average reviews from real people
Verified 5 Star Rating
Amazing Results
Live Client Support
Expert Credit Advice

Better Credit,
Better Life.

It takes less than 60 seconds for you to start improving your credit with personalized disputes, live customer support, credit building guidance & much more!

24/7 Online Support

Follow your dispute status online with your own personal portal.

Personalized Attention

We keep you informed the entire time so you are always in the know.

Super Fast Results!

Our aim is to help you achieve your goals by going through our services.

Customer Testimonials

Trusted leaders in credit repair for a reason

We average 5/5 stars

Start seeing results in as little as 30 Days!

We make repairing your credit easy and affordable!

Everything you need to improve your credit with 1 low monthly fee and no hidden costs.

Get Started Today For Just $199 Then Just $99 a month

We Remove Errors Like:

Collections, Charge-offs, Repossessions
Late Payments, Foreclosures, Inquiries
Personal Information, Bankruptcy's
Liens and More!

0-0 points

estimated credit score increase*


credit issues removed for our customers

Customer Success Stories

My Credit Scores Went Up Over 140 Points in Just 4 Months!!!

When I started my journey with Smart Choice Credit I was skeptical. I mean, we have all heard the horror stories of credit repair and I was nervous that we were going to go through the exact same thing. Smart Choice Credit came through in a BIG way!

I just checked my credit and my credit scores went up over 140 points in just 4 months. It was such a relief to know that all the issues that have been stopping me from getting a home are now gone! Thank you guys – you are the best.

- Natasia K.


Take the first step to improving your credit!

Get a FREE review of all THREE of your credit reports and scores from a professional credit expert or enroll online now.

All transactions are secured & encrypted.
Verified 5 Star Rating
Amazing Results
Live Client Support
Expert Credit Advice

© SMARTCHOICE CREDIT, LLC. All Rights Reserved. Results may vary.
Not available to residents of Georgia.