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We Help Improve Your Credit!
Credit Restoration. 
Credit Building.
Credit Consolidation.

Remove errors on your credit report that are holding back your credit scores! 

We help remove 12 or more of the most common errors or negative accounts from your credit reports by disputing them with the major credit bureaus.

Sign up today for a free review of all 3  Credit Reports and Credit Scores and find out what's on your credit and how we can help you repair it.

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24/7 Online Support

Follow your dispute status online with your own personal portal.

Personalized Attention

We keep you informed the entire time so you are always in the know.

We Provide Fast Results

Our aim is to help you achieve your goals by going through our services.

Better Credit = Better Life

Why wait? If you are looking for lower interest rates, trying to purchase and a home or automobile, looking for better employment opportunities, or just want to be prepared for a brighter credit future then we are here to help you through whatever obstacle you may be facing.

OUR REVIEWS

Types of Negative Accounts We Remove:

Collections

Charge Offs

Repossessions 

Late Payments

Foreclosures 

Judgements

Tax Liens

Inquiries

Student Loans

Public Records and MORE! 

CREDIT REPAIR PRICING

Frequently Asked Questions

  • HOW LONG WILL IT TAKE?
  • What can I EXPECT?
  • IS CREDIT REPAIR LEGAL?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

  • DO DELETED ITEMS COME BACK?
  • IS CREDIT REPAIR WORTH IT?
  • How CAN YOU HELP?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

Get a FREE review of all THREE of your credit reports and scores from a professional credit expert!

By clicking you agree to receive correspondence from SmartChoice Credit.

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