SmartChoice Credit is creating partnerships with integrity, character & commitment at their core.
SmartChoice Credit is much more than just a credit repair company. We have been serving Texas including San Antonio and Austin since 2018. We have offered various credit counseling services such as credit repair, business credit, student loan assistance that can enhance your overall credit score and help you to move on the right track.
Our team understands that bad days come in life, and sometimes you need a little help getting back on your feet. That's why we're here to help. Contact us today to learn more about our credit counseling services and how we can assist you in achieving your life goals.
Life is not easy, but we all deserve a second chance. That's why our credit counseling experts are committed to helping you in your financial matters. We'll make sure you avoid the hassles of dealing with bad credit, and we can take care of all your creditors so that there are no more worries.
So if you're feeling down about your credit score, don't lose hope. SmartChoice Credit is here to help you turn things around.
We are one of the top companies in the credit industry for a reason. We care about each client and strive to be better than any other company by creating partnerships with integrity, character & commitment at their core. So, you can achieve what matters most, saving money on interest rates or reaching your goal faster.
estimated credit score increase*
credit issues removed for our customers
Since 2018, SmartChoice Credit has been striving to provide the best possible credit counseling services. At SmartChoice Credit, our certified experts are committed to helping our consumers achieve financial freedom and peace of mind.
At SmartChoice Credit, we offer various credit services, including financial education, to help you manage your finances better, so we don't have any surprises later on down the road when it comes time for repayment. Our goal is to help our clients build a strong financial future. Get in touch with us for more information about our services and how we might be able to assist with what matters most right now.
We average 5/5 stars
Anna is the best! She listened to my concerns, explained my options, made me laugh and most importantly there was zero judgement. Such a great experience!
I highly recommend smart choice to anyone looking to get credit right. Working with Garry and Anna has really made this process so much easier. They both answered all my questions and walked me thru the process and helped me raise my scores and dispute all negative items. This is a process but the outcome was well worth the wait. Thank you Smartchoice credit
I was referred thru a friend, & when I called and told them what the issue was. They instantly got me taken care of knew exactly what I needed done. I highly recommend SmartChoice, DIDNT take long for them to help my credit and achieve my goal I wanted.
I hired SmartChoice Credit after some unexpected items appeared on my credit. They started disputing the items immediately! I cannot recommend a better company to work with, I was in contact with Anna and her team throughout the entire process!
Great service. Highly recommend!
The customer service is wonderful!! Such an easy process! the walk through was smooth and I felt comfortable with trusting this company. Highly recommend!
Best service, customer care at its finest. Highly recommended to get you back on track.
With the help of Anna I was able to purchase my first home, she helped me increase my credit score over 100 points. I live in St. Louis, MO and even being so far away we maintained communication and the peace of mind of her backing me up was impressive. I highly recommend that even if you're not local she will fight for you.
I highly recommend Smart Choice Credit for your credit repair needs. With the help help of Anna Alcoser and her team I was able to raise my credit score 100 plus points in just about 60 days and purchase my new home!! Anna is very professional and detail oriented while still adding that personal touch. They get the job done and I would definitely do business with them again!
The team at Smart Choice credit helps my clients from start to finish on getting their credit up. They communicate at a high level and set proper expectations. I highly recommend them
When I tell you this is a reputable company offering top notch credit repair services, it's an understatement. They helped a friend of mine with credit repair counseling and services and this year, thanks to Anna, a credit repair specialist with Smart Choice, my friend was able to purchase her first home. I'm so proud of her. Smart Choice made that possible. I had an unfamiliar creditor on my report and went to SmartChoice for guidance. Not only did they investigate, they got the creditor removed from my report which ultimately got my credit line increased! I will not be going to any other credit repair company because smart choice has never let me down. I recommend them to anyone wanting to get their credit in order. Responsive time was great, Anna provided professional service and guidance, even follow up calls.
Garry and his team are phenomenal! The communication and education behind the process is amazing. If you’re personally needing to clean up your own situation or know someone else that needs their services, I highly recommend it.
SmartChoice credit really gets things done! They have an amazing team that I can trust and is always available. I would recommend anyone who has questions on credit repair to call them and let them take care of you.
I highly recommend this company! Anna Alcoser and the team are great! If you're looking to increase your credit score and have some negative accounts removed don't hesitate to give them a call. They are there to help you!
Very friendly and professional staff. Overall amazing experience with the company they have helped my credit and have helped me make an action plan for the future. Would recommend it.
Thanks to Walter my score went up 200 points, now I am able to a get car and look into homes with confidence. Thanks again Walter
After using Lexington Law I was skeptical to use another Credit repair company, but I have to say this was the best decision I have made. They have been on top of everything that has to do with my credit and only after two months they have removed so many negative things from my credit and I am close to being able to purchase my home and I would not be able to do this without these people! I would highly recommend them to anyone looking to do repair work on their credit and you can not go wrong working with this business! The price is worth it 100%.
My score went up 60 points in 2 months and I'm super happy with the service.
Highly recommend. He has boost my credit 100pts in a month and a half. Ernie gives you the break down on how credit works and what needs to be done. Easy to communicate with and easy to do business. New assistant is so pleasant to talk too and she as well makes it easy to do business. I recommend his services to anyone having any credit issue. He is helping me get one step closer to owning my own home thank you Ernie!
Wow! I have been working with Ernie for 3 months, and he is bumped my credit score up 100+. I highly recommend him. I was a skeptic about credit repair, until God brought me to him. Good job Ernie, and thank you for all you haveve done for my family.
Agent was friendly and very helpful. He explained everything to me. He took his time and was not rushing to get me out like other tax places I have been to. I would definitely recommend to my family and friends!! Thank you A & A I will be coming back next year for sure!