Credit Repair Pricing

Everything you need in 1 low monthly payment

Get started repairing your credit now for only

$199(1-time, first-work fee)

Credit Report Audit

24/7 Online Portal Setup

Credit Building Resources

Customer Support Onboarding Call

And then Credit Repair services only

$99.00/a month after

Unlimited Credit Bureau Disputes

Unlimited Creditor Direct Disputes

Expert Collection Validation

Live Customer Support


Better Credit,
Better Life.

It takes less than 60 seconds for you to start improving your credit with personalized disputes, live customer support, credit building guidance, and much more!

Get Started Today!

All transactions are secured.


$29.95/monthly fee

Score Tracker, Builder & Master

Money Manager

Smart Credit Report®

ID Theft Alerts

$1MM ID Fraud Insurance*

(7-day FREE trial)

ScoreTracker, ScoreMaster, and ScoreBuilder will help your credit score increase like never before. Having a good credit score, the more likely you’ll qualify for credit cards, house and car loans at the favorable terms. Up your credit score now with Identity IQ.

Order Your Reports!

*Disclaimer: Identity IQ is a Third-Party Company.

No long term contracts!

You Have Nothing to Lose
Except Bad Credit!

We help remove 12 or more of the most common errors or negative accounts from your credit reports by disputing them with the major credit bureaus.

Get Started Today!

All transactions are secured & encrypted

Customer Success Stories

My Credit Scores Went Up Over 140 Points in Just 4 Months!!!

When I started my journey with Smart Choice Credit I was skeptical. I mean, we have all heard the horror stories of credit repair and I was nervous that we were going to go through the exact same thing. Smart Choice Credit came through in a BIG way!

I just checked my credit and my credit scores went up over 140 points in just 4 months. It was such a relief to know that all the issues that have been stopping me from getting a home are now gone! Thank you guys – you are the best.

- Natasia K.

Customer Testimonials

Trusted leaders in credit repair for a reason

We average 5/5 stars

Verified 5 Star Rating
Amazing Results
Live Client Support
Expert Credit Advice

© SMARTCHOICE CREDIT, LLC. All Rights Reserved. Results may vary.
Not available to residents of Georgia.